We all have fears. Some of us are afraid of spiders or heights. Others are afraid of losing their job, growing old or dying. And some of us are afraid of our financial future. For those living paycheque to paycheque, the fear of making it to the end of the month is real. The notion of saving enough for retirement may even seem ridiculous. What should you do? Is there anything that can be done? There is good news for those fearing their finances. The first step to conquering your fears is to face them. You must take control and deal with your finances. Take a step back and look at your current situation. Be factual in your assessment. Are you living beyond your means? Do you have an income problem? Are you making sound financial decisions? Now, take a moment to reflect. Are you ready to take control? You may ask yourself, “Who is going to help me?” The truth is no one. Only you can take the steps to have a better financial future. You have to decide that you are sick and tired of living paycheque to paycheque. You have to decide that you will make smarter decisions today now so that you can have a better tomorrow. There are people who will give you advice and show you a path to a brighter financial future, but you have to make the first steps. You have to learn the difference between good advice and bad. You have to focus on yourself and ignore the noise of quick fixes and the too good to be trues. Facing your fears may not be easy, but they must be faced. Head on and with full force. If you are ready to face your fears, reach out and I will show you how you can conquer your financial fears.